Know If I Need Flood Insurance

Did you know most homeowner’s insurance policies don’t cover flooding? And that could leave you on the hook for any damages.

Flooding has been known to occur in places you wouldn’t imagine – even the desert.

The Federal Emergency Management Agency (FEMA) encourages everyone to consider flood insurance. It only takes a couple of inches of water to damage drywall, appliances, flooring and furniture.

Depending on your flood risk, you could qualify for a preferred risk policy with lower premiums. It’s worth talking about with an insurance agent. A flood insurance policy will be written separately from your homeowner’s policy.

For more information about flood insurance, contact Annette Burris, CFM, Regional Manager, or 217-632-7210.